Injured in or by a Rental Car in Arkansas: Insurance Questions

Rental cars add layers of insurance complexity to a crash. Knowing how coverage stacks up helps you recover.

Layers of Coverage

A rental car crash may involve the renter's personal auto policy, credit card coverage, the rental company's optional insurance, and the at-fault party's policy. Which applies depends on who was at fault and what coverage was purchased.

Sorting this out is often the first challenge.

If You Were Hit by a Renter

If a rental car driver caused your crash, you generally pursue their insurance and any applicable rental coverage, much like any other claim — but identifying the right policy takes extra work.

Getting It Right

Because multiple policies and companies may be involved, these claims can stall in finger-pointing. An attorney can identify every source of coverage and ensure you recover what you're owed.

This article is general information about Arkansas law, not legal advice for your specific situation. For advice about your claim, request a free case review.

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